Chris Doll | Director-Investor Relations |
Timothy Spence | President and Chief Executive Officer |
James Leonard | Executive Vice President and Chief Financial Officer |
Bryan Preston | Treasurer |
Richard Stein | Executive Vice President and Chief Credit Officer |
Gerard Cassidy | RBC |
Michael Mayo | Wells Fargo |
Scott Siefers | Piper Sandler |
Manan Gosalia | Morgan Stanley |
Ebrahim Poonawala | Bank of America |
John Pancari | Evercore |
Matthew O'Connor | Deutsche Bank |
Good morning. My name is Rob and I will be your conference operator today. At this time, I would like to welcome everyone to the Fifth Third Bancorp Fourth Quarter 2022 Earnings Conference Call. [Operator Instructions] After the speaker's remarks, there will be a question-and-answer session. [Operator Instructions]