Thomas Bumbolow | executive |
Anthony Salem | executive |
Michael Minnich | executive |
Matthew Carletti | analyst |
John Barnidge | analyst |
Good afternoon. Thank you for attending the Midwest Holding Inc. Q4 Full Year 2020 Results Call. [Operator Instructions] I would now like to pass the conference over to your host, Tom Bumbolow, Head of Business Development with Midwest Holdings. Thank you.