Tom Bumbolow | Head of Business Development & Distribution |
Georgette Nicholas | Chief Executive Officer |
John Barnidge | Piper Sandler |
Hello everyone, and welcome to the Midwest Holdings Incorporated Fourth Quarter 2022 Results and Full Year 2022 Results. My name is Charlie, and I'll be coordinating the call today. [Operator Instructions].
I’ll now hand over to our host, Tom Bumbolow to begin. Tom, please go ahead.