Robert J. McCormick | Chairman, President and CEO |
Michael M. Ozimek | EVP and CFO |
Scot R. Salvador | EVP and Chief Lending Officer |
Alex Twerdahl | Sandler O'Neill |
Good morning and welcome to the TrustCo Bank Corp Third Quarter 2019 Earnings Call and Webcast. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation there will be an opportunity to ask questions. [Operator Instructions].