Robert McCormick | executive |
Michael Ozimek | executive |
Kevin Curley | executive |
John Lapey | analyst |
Good day, and welcome to the TrustCo Bank Corp Earnings Call Webcast. [Operator Instructions].
Before proceeding, we would like to mention that this presentation may contain forward-looking information about TrustCo Bank Corp New York, and this is intended to be covered by the safe harbor for forward-looking statements provided by the Private Securities Litigation Reform Act of 1995. Actual results, performance or achievements could differ materially from those expressed or implied by such statements due to various risks, uncertainties and other factors.
More detailed information about these and other risk factors can be found in our press release that preceded this call and in the Risk Factors and forward-looking Statements section of our annual report Form 10-K as updated by our quarterly reports on Form 10-Q.