Robert J. McCormick | Chairman, President, and CEO |
Michael M. Ozimek | EVP and CFO |
Scot R. Salvador | EVP, Commercial Banking |
Alexander Twerdahl | Piper Sandler |
Good day and welcome to the TrustCo Bank Corp Earnings Call and Webcast. All participants will be in a listen-only mode. [Operator Instructions].
Before proceeding, we would like to mention that this presentation may contain forward-looking information about TrustCo Bank Corp New York that is intended to be covered by the Safe Harbor and forward-looking statements provided by the Private Securities Litigation Reform Act of 1995. Actual results and trends could differ materially from those set forth in such statements due to various risks, uncertainties, and other factors.