Andy Cecere | Chairman, President, Chief Executive Officer |
Terry Dolan | Vice Chairman, Chief Financial Officer |
Jennifer Thompson | Director, Investor Relations |
John Pancari | Evercore |
Erika Najarian | Bank of America |
Scott Siefers | Sandler O’Neill |
Vivek Juneja | JP Morgan Chase |
Amanda Larsen | Jefferies |
John McDonald | Autonomous Research |
Welcome to U.S. Bancorp’s fourth quarter 2019 earnings conference call.
Following a review of the results by Andy Cecere, Chairman, President and Chief Executive Officer, and Terry Dolan, U.S. Bancorp’s Vice Chairman and Chief Financial Officer, there will be a formal question and answer session.
If you’d like to ask a question, please press star, one on your touchtone phone, and press the pound key to withdraw.