Jen Thompson | Director of Investor Relations & Economic Analysis |
Andy Cecere | Chairman, President & Chief Executive Officer |
Terry Dolan | Vice Chair & Chief Financial Officer |
Jodi Richard | Chief Risk Officer |
Mark Runkel | Chief Credit Officer |
David Rochester | Compass Point |
John Pancari | Evercore ISI |
Betsy Graseck | Morgan Stanley |
Scott Siefers | Piper Sandler |
Ken Usdin | Jefferies |
Matt O'Connor | Deutsche Bank |
Erika Najarian | Bank of America |
Bill Carcache | Wolf Research |
Mike Mayo | Wells Fargo Securities |
Terry McEvoy | Stephens |
Vivek Juneja | JPMorgan |
Gerard Cassidy | RBC |
Welcome to U.S. Bancorp's First Quarter 2021 Earnings Conference Call.
Following a review of the results by Andy Cecere, Chairman, President, and Chief Executive Officer; and Terry Dolan, Vice Chair and Chief Financial Officer, there will be a formal question-and-answer session. [Operator Instructions] This call will be recorded and available for replay beginning today at approximately 1 o’clock PM Central Time, through Thursday, April 22, 2021 at 10:59 PM Central Time. I will now like to turn the conference call over to Jen Thompson, Director of Investor Relations and Economic Analysis for U.S.