Jen Thompson | Head, Corporate Finance and Investor Relations |
Andy Cecere | Chairman, President and Chief Executive Officer |
Terry Dolan | Vice Chair and Chief Financial Officer |
Scott Siefers | Piper Sandler |
John Pancari | Evercore |
Gerard Cassidy | RBC |
Erika Najarian | UBS |
Mike Mayo | Wells Fargo Securities |
Matt O’Connor | Deutsche Bank |
Bill Carcache | Wolfe Research |
Ebrahim Poonawala | Bank of America |
Welcome to the U.S. Bancorp’s Second Quarter 2022 Earnings Conference Call.
Following a review of the results by Andy Cecere, Chairman, President and Chief Executive Officer; and Terry Dolan, Vice Chair and Chief Financial Officer, there will be a formal question-and-answer session. [Operator Instructions] This call will be recorded and available for replay beginning today at approximately 11:00 a.m. Central Time.