Joey Rein | Director of IR |
Gerard Host | President and CEO |
Louis Greer | CFO |
Tom Owens | Bank Treasurer |
Barry Harvey | Chief Credit Officer |
Duane Dewey | COO |
Catherine Mealor | KBW |
Daniel Mannix | Raymond James |
Jennifer Demba | SunTrust |
Brad Milsaps | Sandler O'Neill |
Brandon Steverson | Stephens Inc. |
Good morning, ladies and gentlemen, and welcome to Trustmark Corporation's Fourth Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode.
Following the presentation this morning, there will be a question-and-answer session [Operator Instructions] As a reminder, this call is being recorded. It is now my pleasure to introduce Mr. Joey Rein, Director of Investor Relations at Trustmark.