Joseph Rein | SVP & Assistant Secretary |
Gerard Host | President, CEO & Director |
Barry Harvey | EVP & Chief Credit Officer |
Thomas Owens | EVP & Bank Treasurer |
Duane Dewey | COO |
Louis Greer | Treasurer & Principal Financial Officer |
Jennifer Demba | SunTrust |
Will Curtiss | Hovde Group |
Catherine Mealor | KBW |
Good morning, ladies and gentlemen, and welcome to Trustmark Corporation's Fourth Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode.
Following the presentation this morning, there will be a question-and-answer session. [Operator Instructions] As a reminder, this call is being recorded. It is now my pleasure to introduce Mr.