Don MacLeod | Director, Investor Relations |
Darren King | Executive Vice President and Chief Financial Officer |
Ken Zerbe | Morgan Stanley |
John Pancari | Evercore ISI |
Steven Alexopoulos | JPMorgan |
Peter Winter | Wedbush Securities |
Gerard Cassidy | RBC |
Saul Martinez | UBS |
Erika Najarian | Bank of America |
Brian Klock | Keefe Bruyette & Woods |
Welcome to the M&T Bank Second Quarter 2018 Earnings Conference Call. It is now my pleasure to turn the floor over to Don MacLeod, Director of Investor Relations. Please go ahead, sir.
Thank you, Maria, and good morning. I’d like to thank everyone for participating in M&T's second quarter 2018 earnings conference call both by telephone and through the webcast.