Don MacLeod | Director, IR |
Darren King | CFO |
John Pancari | Evercore |
Ken Usdin | Jefferies |
Ken Zerbe | Morgan Stanley |
Steven Alexopoulos | JP Morgan |
Frank Schiraldi | Sandler O'Neill |
Peter Winter | Wedbush Securities |
Brian Klock | Keefe, Bruyette & Woods |
Marty Mosby | Vining Sparks |
Erika Najarian | Bank of America |
Kevin Barker | Piper Jaffrey |
Gerard Cassidy | RBC |
Welcome to the M&T Bank First Quarter 2019 Earnings Conference Call. It is now my pleasure to turn the floor over to Don MacLeod, Director of Investor Relations. Please go ahead, sir.
Thank you, Laurie, and good morning. I'd like to thank everyone for participating in M&T's first quarter 2019 earnings conference call, both by telephone and through the webcast.