Amy K. Smith | Humana, Inc. |
Bruce D. Broussard | Humana, Inc. |
Brian A. Kane | Humana, Inc. |
A.J. Rice | Credit Suisse Securities (NYSE:USA) LLC |
Ana Gupte | Leerink Partners LLC |
Matthew Borsch | BMO Capital Markets (United States) |
Justin Lake | Wolfe Research LLC |
Peter Heinz Costa | Wells Fargo Securities LLC |
Kevin Mark Fischbeck | Bank of America Merrill Lynch |
Sarah E. James | Piper Jaffray & Co. |
Joshua Raskin | Nephron Research LLC |
Stephen Tanal | Goldman Sachs & Co. LLC |
David Styblo | Jefferies LLC |
Steve J. Valiquette | Barclays Capital, Inc. |
Michael Newshel | Evercore Group LLC |
Charles Rhyee | Cowen & Co. LLC |
Gary P. Taylor | JPMorgan Securities LLC |
Ladies and gentlemen, my name is Lance and I will be your operator for today's conference. At this time, I would like to welcome everyone to the Humana Incorporated 3Q 2018 Earnings Call. All lines have been placed on a listen-only mode to prevent any background noise. Later, there will be a question-and-answer session. I would like to turn the call over to Amy Smith, Vice President of Investor Relations.