David Young | Aflac, Inc. |
Daniel P. Amos | Aflac, Inc. |
Frederick John Crawford | Aflac, Inc. |
Masatoshi Koide | Aflac Japan Co., Ltd. |
Teresa L. White | Aflac, Inc. |
Eric M. Kirsch | Aflac, Inc. |
Richard L. Williams Jr. | Aflac, Inc. |
J. Todd Daniels | Aflac, Inc. |
Humphrey Hung Fai Lee | Dowling & Partners Securities LLC |
Thomas Gallagher | Evercore Group LLC |
Suneet Kamath | Citigroup Global Markets, Inc. |
Jamminder Singh Bhullar | JPMorgan Securities LLC |
Erik Bass | Autonomous Research |
John Bakewell Barnidge | Sandler O'Neill & Partners LP |
John M. Nadel | UBS |
Alex Scott | Goldman Sachs & Co. LLC |
Welcome to the Aflac First Quarter Earnings Conference Call.
Your lines have been placed on listen-only until the question and answer session. Please be advised today's conference is being recorded. I would now like to turn the call over to Mr. David Young, Vice-President of Aflac Investor and Rating Agency Relations.