David Young | Vice President of Investor and Ratings Agency Relations and ESG |
Dan Amos | Chairman and Chief Executive Officer |
Fred Crawford | President & Chief Operating Officer |
Max Broden | Executive Vice President & Chief Financial Officer |
Virgil Miller | President, Aflac U.S |
Brad Dyslin | Global Chief Investment Officer and President of Aflac Global Investments |
Al Roziere | Global Chief Risk Officer and Chief Actuary |
June Howard | Chief Accounting Officer |
Steve Beaver | Chief Financial Officer of Aflac U.S. |
Charles Lake | Chairman and Representative Director, President of Aflac International |
Masatoshi Koide | President and Representative Director |
Todd Daniels | Director and Chief Financial Officer of Aflac Life Insurance Japan |
Koichiro Yoshizumi | EVP and Director of Sales and Marketing and Alliance Strategy |
Jimmy Bhullar | JP Morgan Securities |
John Barnidge | Piper Sandler |
Alex Scott | Goldman Sachs |
Suneet Kamath | Jefferies |
Ryan Krueger | KBW |
Wilma Burdis | Raymond James |
Good morning, and welcome to the Aflac Incorporated Fourth Quarter 2022 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded.
I would now like to turn the conference over to David Young, Vice President of Investor and Ratings Agency Relations and ESG.