Tom White | Senior Vice President, Investor Relations |
Richard McKenney | President & Chief Executive Officer |
Steven Zabel | Executive Vice President & Chief Financial Officer |
Michael Simonds | Executive Vice President & Chief Operating Officer |
Mark Till | Executive Vice President & CEO, Unum International |
Timothy Arnold | Executive Vice President, Voluntary Benefits & President, Colonial Life |
Ryan Krueger | KBW |
Tom Gallagher | Evercore |
Jimmy Bhullar | JPMorgan |
Tracy Benguigui | Barclays |
Erik Bass | Autonomous Research |
Josh Shanker | Bank of America |
Mark Hughes | Truist |
Good day, everyone. And welcome to the Unum Group Second Quarter 2021 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, that this event is being recorded.