J. Royal | executive |
Richard McKenney | executive |
Steven Zabel | executive |
Christopher Pyne | executive |
Taylor Scott | analyst |
Suneet Kamath | analyst |
Jamminder Bhullar | analyst |
Thomas Gallagher | analyst |
Ryan Krueger | analyst |
Wilma Jackson Burdis | analyst |
Joshua Shanker | analyst |
Mark Hughes | analyst |
Timothy Arnold | executive |
Michael Ward | analyst |
Good morning. My name is Rob, and I will be your conference operator today. At this time, I would like to welcome everyone to the Unum Group Fourth Quarter 2023 Earnings Results and 2024 Outlook Conference Call. [Operator Instructions]
Matt Royal, Senior Vice President of Investor Relations, you may begin your conference.