Tom White | Senior Vice President, Investor Relations |
Rick McKenney | President & Chief Executive Officer |
Steve Zabel | Chief Financial Officer |
Mike Simonds | Chief Operating Officer |
Mark Til | Vice President |
Tim Arnold | Executive Vice President of Voluntary Benefits & President of Colonial Life |
Suneet Kamath | Jefferies |
Ryan Krueger | KBW |
Alex Scott | Goldman Sachs |
Tom Gallagher | Evercore |
Mark Hughes | Truist Securities |
Erik Bass | Autonomous Research |
Jimmy Bhullar | JPMorgan |
Andrew Kligerman | Credit Suisse |
Hello and welcome to the Unum Group Fourth Quarter 2021 Earnings Conference Call. My name is Harry and I'll be coordinating your call today. [Operator Instructions] I will now hand you over to your host Tom White, Senior Vice President of Investor Relations to begin. Tom, please go ahead.
Great.