Matt Royal | Senior Vice President-Investor Relations |
Rick McKenney | President and Chief Executive Officer |
Steve Zabel | Executive Vice President and Chief Financial Officer |
Mike Simonds | Executive Vice President and Chief Operating Officer |
Mark Till | Executive Vice President, and Chief Executive Officer-Unum International |
Tim Arnold | Executive Vice President, Voluntary Benefits and President-Colonial Life |
Wilma Burdis | Raymond James |
Erik Bass | Autonomous Research |
Jimmy Bhullar | J.P. Morgan |
Tom Gallagher | Evercore ISI |
Mark Hughes | Truist |
Ryan Krueger | KBW |
Mike Ward | Citi |
Suneet Kamath | Jefferies |
Hello, and welcome to today's Unum Group Fourth Quarter 2020 Earnings Results and Conference Call. My name is Bailey, and I'll be the moderator for today's call. [Operator Instructions] I would now like to pass the conference over to our host, Matt Royals, Senior Vice President, Investor Relations. Please go ahead.
Great.