Matt Jozwiak | SVP, FP&A Manager, Commercial Bank |
Phil Wenger | Chairman & CEO |
Curt Myers | President & COO |
Mark McCollom | SVP & CFO |
Frank Schiraldi | Piper Sandler |
Casey Haire | Jefferies |
Chris McGratty | KBW |
Erik Zwick | Boenning & Scattergood |
Russell Gunther | D.A. Davidson |
Matthew Breese | Stephens |
Daniel Tamayo | Raymond James |
Ladies and gentlemen, thank you for standing-by and welcome to the Fulton Financial Second Quarter 2020 Results Conference Call. At this time all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions] I’d now like to hand the conference over to your speaker today Matt Jozwiak. Please go ahead, sir.