Matthew Jozwiak | executive |
Curtis Myers | executive |
Beth L. Chivinski | executive |
Daniel Tamayo | analyst |
Frank Schiraldi | analyst |
Christopher McGratty | analyst |
David Bishop | analyst |
Manuel Navas | analyst |
David Mirochnick | analyst |
Good day, and thank you for standing by. Welcome to the second quarter Fulton Financial Results Call. [Operator Instructions]. Please advise that today's conference is being recorded. I would now like to hand the conference over to your first speaker today, Matt Jozwiak, Director of Investor Relations.