Matt Jozwiak | Director, Investor Relations |
Phil Wenger | Chairman and Chief Executive Officer |
Curt Myers | President and Chief Operating Officer |
Mark McCollom | Chief Financial Officer |
Frank Schiraldi | Piper Sandler |
Daniel Tamayo | Raymond James |
Chris McGratty | KBW |
Russell Gunther | D.A. Davidson |
Matthew Breese | Stephens Inc. |
Erik Zwick | Boenning & Scattergood |
Andrew Leischer | KBW |
Ladies and gentlemen, thank you for standing by and welcome to the Fulton Financial Fourth Quarter 2021 Results Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions]. I would now like to turn the call over to your host, Matt Jozwiak.