Nick Chulos | EVP, General Counsel, and Corporate Secretary |
Michael Scudder | Chief Executive Officer |
Mark Sander | Chief Operating Officer |
Patrick Barrett | Chief Financial Officer |
Christopher McGratty | KBW |
Terry McEvoy | Stephens Inc. |
Nathan Race | Piper Jaffray |
Brad Milsaps | Sandler O'Neill & Partners LP |
Michael Young | SunTrust |
Daniel Cardenas | Raymond James |
John Rodis | FIG Partners |
Good morning, ladies and gentlemen, and welcome to the First Midwest Bancorp 2017 Fourth Quarter and Full Year Earnings Conference Call. At this time, I would like to inform you that this conference is being recorded and that all participants are in a listen-only mode. At the request of the company, we will open the conference up for a questions and answers for analysts only after the presentation. It is now my pleasure to turn the floor over to Nick Chulos, Executive Vice President, General Counsel and Corporate Secretary of First Midwest Bancorp. Sir, you may begin.