Mike Scudder | Chairman of the Board, President, Chief Executive Officer |
Mark Sander | Senior Executive Vice President, Chief Operating Officer |
Pat Barrett | Executive Vice President, Chief Financial Officer |
Nick Chulos | Executive Vice President, General Counsel, Corporate Secretary |
Michael Young | SunTrust |
Terry McEvoy | Stephens |
Kelly Motta | KBW |
Nathan Race | Piper Jaffray |
Good morning ladies and gentlemen, and welcome to the First Midwest Bancorp, 2018 Third Quarter Earnings Conference Call. At this time I would like to inform you that this conference is being recorded and that all participants are in a listen-only mode. At the request of the company, we will open the conference up for questions-and-answers for analysts only after the presentation. It is now my pleasure to turn the floor over to Nick Chulos, Executive Vice President, General Counsel and Corporate Secretary of First Midwest Bancorp. Sir, you may begin.