Craig Dwight | Chairman & CEO |
Dennis Kuhn | EVP |
Mark Secor | Executive VP, CFO, CAO & Treasurer |
Terry McEvoy | Stephens |
Damon DelMonte | KBW |
Nathan Race | Piper Sandler |
Brian Martin | Janney Montgomery |
Good morning everyone. And welcome to the Horizon Bancorp Conference Call to discuss financial results for the third month ending December 31, 2020. All participants are in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please limit yourself to one question and one follow-up.