Thomas Prame | executive |
Lynn Kerber | executive |
Mark Secor | executive |
Terence McEvoy | analyst |
Nathan Race | analyst |
Damon Del Monte | analyst |
Brian Martin | analyst |
Good morning, everyone, and welcome to the Horizon Bancorp, Inc. Conference Call to discuss financial results for the first quarter of 2024. [Operator Instructions]Before turning the call over to the management, please remember that today's call may contain statements that are forward-looking in nature. These statements are subject to risks and uncertainties and other factors that could cause actual results to differ materially from those discussed, including those factors noted in the slide presentation.
Additional information about factors that could cause actual results to differ materially is contained in Horizon's most recent Form 10-K and its later filings with the Securities and Exchange Commission.In addition, management may refer to certain non-GAAP financial measures that are intended to help investors understand Horizon's business.