Craig Dwight | President, Chairman & Chief Executive Officer |
Mark Secor | Executive Vice President, Chief Financial Officer, Chief Accounting Officer & Treasurer |
Noe Najera | Executive Vice President & Senior Retail and Mortgage Lending Officer |
Terry McEvoy | Stephens |
Nathan Race | Piper Sandler |
David Long | Raymond James |
Damon DelMonte | KBW |
Brian Martin | Janney Montgomery |
Good morning, everyone and welcome to the Horizon Bancorp conference call to discuss Financial Results for the Three Months Ended March 31, 2022. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Before turning the call over to management, please remember that today's call may contain statements that are forward-looking in nature.