Craig Dwight | Chairman and Chief Executive Officer |
Mark Secor | Executive Vice President and Chief Financial Officer |
Kathie DeRuiter | Executive Vice President and Senior Operations Officer |
Lynn Kerber | Executive Vice President and Chief Commercial Banking Officer |
Noe Najera | Executive Vice President and Senior Retail and Mortgage Lending Officer |
Terry McEvoy | Stephens, Inc. |
David Long | Raymond James |
Nathan Race | Piper Sandler |
Damon DelMonte | KBW |
Brian Martin | Janney Montgomery Scott |
Good morning, everyone and welcome to the Horizon Bancorp Conference Call to discuss financial results for the three months ended. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation, there will be an opportunity for you to ask questions. [Operator Instructions] Please note this event has been recorded.