Mark Hardwick | Chief Executive Officer |
Mike Stewart | President |
Michele Kawiecki | Chief Financial Officer |
John Martin | Chief Credit Officer |
Brian Martin | Janney |
Damon DelMonte | KBW |
Scott Siefers | Piper Sandler |
Ben Gerlinger | Hovde Group |
Terry McEvoy | Stephens |
Good day, and thank you for standing by. Welcome to the First Merchants Corporation First Quarter 2023 Earnings. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.