Bill Demchak | Chairman, President and Chief Executive Officer |
Rob Reilly | Executive Vice President and Chief Financial Officer |
Dave George | Baird |
John Pancari | Evercore |
Erika Najarian | UBS |
Betsy Graseck | Morgan Stanley |
Gerard Cassidy | RBC |
Mike Mayo | Wells Fargo Securities |
Bill Carcache | Wolfe Research |
Ken Usdin | Jefferies |
John McDonald | Autonomous Research |
Well, good morning and welcome to today’s conference call for the PNC Financial Services Group. Participating on this call are PNC’s Chairman, President and CEO, Bill Demchak; and Rob Reilly, Executive Vice President and CFO. Today’s presentation contains forward-looking information. Cautionary statements about this information as well as reconciliations of non-GAAP measures are included in today’s earnings release materials as well as our SEC filings and other investor materials. These materials are all available on our corporate website pnc.com under Investor Relations.