Bryan Gill | executive |
William Demchak | executive |
Robert Reilly | executive |
L. Erika Penala | analyst |
John Pancari | analyst |
Michael Rose | analyst |
Robert Siefers | analyst |
Matthew O'Connor | analyst |
Bill Carcache | analyst |
Michael Mayo | analyst |
Ebrahim Poonawala | analyst |
Betsy Graseck | analyst |
Gerard Cassidy | analyst |
Greetings. Welcome to the PNC Financial Services Group Q3 2024 Earnings Conference Call. [Operator Instructions] Please note that this conference is being recorded. I will now turn the conference over to Bryan Gill, Executive Vice President and Director of Investor Relations. Thank you, you may begin.