Rick Kraemer | Director of Corporate Finance |
Ira Robbins | President and CEO |
Alan Eskow | CFO |
Thomas Iadanza | Chief Banking Officer |
Frank Schiraldi | Sandler O'Neill |
Steven Alexopoulos | JPMorgan |
Arren Cyganovich | Citi |
Collyn Gilbert | KBW |
David Chiaverini | Wedbush Securities |
Good day ladies and gentlemen, and welcome to Q1 2019 Valley National Bancorp's Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to introduce your host for today's conference Mr. Rick Kraemer, Director of Corporate Finance. Sir, you may begin.