Travis Lan | executive |
Ira Robbins | executive |
Thomas Iadanza | executive |
Michael Hagedorn | executive |
Frank Schiraldi | analyst |
Stephen Moss | analyst |
Michael Perito | analyst |
Jon Arfstrom | analyst |
Steven Alexopoulos | analyst |
Nicholas Cucharale | analyst |
Manan Gosalia | analyst |
Matthew Breese | analyst |
Thank you for standing by, and welcome to the Q4 2023 Valley National Bancorp Earnings Conference Call. [Operator Instructions]. Pease be advised that today's call is being recorded. I would now like to turn the call over to your host, Mr. Travis Lan, please begin.