Rick Kraemer | Investor Relations |
Ira Robbins | President and Chief Executive Officer |
Mike Hagedorn | Chief Financial Officer |
Tom Iadanza | Chief Banking Officer |
Ken Zerbe | Morgan Stanley |
Frank Schiraldi | Piper Sandler |
Alex Lau | JP Morgan |
David Chiaverini | Wedbush Securities |
Collyn Gilbert | KBW |
Ladies and gentlemen, thank you for standing by, and welcome to the Fourth Quarter 2019 Valley National Bancorp Earnings Conference Call. At this time, all participant lines are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions]