Travis Lan | Head, IR |
Ira Robbins | CEO |
Tom Iadanza | President |
Mike Hagedorn | CFO |
Michael Perito | KBW |
Steve Moss | Raymond James |
Jon Arfstrom | RBC Capital Markets |
Steven Alexopoulos | JPMorgan |
Manan Gosalia | Morgan Stanley |
Matthew Breese | Stephens |
Frank Schiraldi | Piper Sandler |
Good morning, and welcome to Valley's Fourth Quarter 2022 Earnings Conference Call. Presenting on behalf of Valley today are CEO, Ira Robbins; President, Tom Iadanza; and Chief Financial Officer, Mike Hagedorn.
Before we begin, I would like to make everyone aware that our quarterly earnings release and supporting documents can be found on our company website at valley.com. When discussing our results, we refer to non-GAAP measures, which exclude certain items from reported results. Please refer to today's earnings release for reconciliations of these non-GAAP measures.