Meghan O'Leary | Head of Investor Relations |
Daniel Beck | Chief Financial Officer |
Gregory Becker | Chief Executive Officer |
Marc Cadieux | Chief Credit Officer |
Michael Descheneaux | President, Silicon Valley Bank |
Kenneth Zerbe | Morgan Stanley |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Steven Alexopoulos | JPMorgan |
Jared Shaw | Wells Fargo Securities, LLC |
Rahul Patil | Evercore ISI |
Christopher McGratty | Keefe, Bruyette & Woods, Inc. |
Aaron Deer | Sandler O'Neill & Partners LP |
Brett Rabatin | Piper Jaffray |
Tyler Stafford | Stephens Incorporated |
Welcome to the SVB Financial Group Fourth Quarter 2017 earnings call. My name is Brandon, and I'll be your operator for today's call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. [Operator Instructions].