Meghan O'Leary | Head of Investor Relations |
Greg Becker | President and Chief Executive Officer |
Daniel Beck | Chief Financial Officer |
Marc Cadieux | Chief Credit Officer |
Mike Descheneaux | President, Silicon Valley Bank |
Ebrahim Poonawala | Bank of America |
Casey Haire | Jefferies |
Steven Alexopoulos | JPMorgan |
Brody Preston | UBS |
Jared Shaw | Wells Fargo |
Bill Carcache | Wolfe Research |
John Pancari | Evercore ISI |
Jennifer Demba | Truist Securities |
Chris Kotowski | Oppenheimer |
Andrew Liesch | Piper Sandler |
David Smith | Autonomous |
Christopher McGratty | KBW |
Good day. My name is Emma, and I will be your conference operator today. At this time, I would like to welcome everyone to SVB Financial Group Q4 2022 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.