Ellen Taylor | Head, IR |
Bruce Van Saun | Chairman & CEO |
John Woods | CFO |
Brad Conner | VC, Consumer Banking |
Don McCree | VC & Head, Commercial Banking |
John Pancari | Evercore |
Saul Martinez | UBS |
Ken Zerbe | Morgan Stanley |
Erika Najarian | Bank of America |
Ken Usdin | Jefferies |
Peter Winter | Wedbush Securities |
Gerard Cassidy | RBC |
Marty Mosby | Vining Sparks |
Good morning, everyone, and welcome to the Citizens Financial Group First Quarter 2019 Earnings Conference Call. My name is Brad, and I'll be your operator on the call today. Currently all participants are in a listen-only mode.
Following the presentation, we will conduct a brief question-and-answer session.
As a reminder, this conference is being recorded.