Melissa Martin | Investor Relations |
Mark Klein | Chairman, President and Chief Executive Officer |
Tony Cosentino | Chief Financial Officer |
Jon Gathman | Senior Lending Officer |
Sean Tobin | FIG Partners |
Good morning everyone and welcome to the SB Financial Groups Third Quarter 2018 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation there will be an opportunity to ask questions. [Operator Instructions] Please also note today's event is being recorded. At this time, I would like to turn the conference call over to Ms.