your financial services partner delivering proactive and innovative solutions locally through employees with a passion for service. the state bank and trust company of defiance was founded in 1902 by elbert e. carter and rapidly grew into one of northwest ohio’s leading financial institutions. although rebuilt within its history, the main branch continues to welcome customers on the very same southwest corner of clinton and third street. it was one of the few banks to remain open during the trying times of the 1930’s great depression. its stability eased the financial outlook in the defiance community. during world war ii the bank’s leaders fostered u.s. savings bond drives and gave direction to many local war-time agencies. the state bank’s leadership and integrity within the banking institution and community continues today as it has expanded with 17 professional community banking centers and four loan production offices.
Company profile
Ticker
SBFG
Exchange
Website
CEO
Mark Klein
Employees
Incorporated
Location
Fiscal year end
Sector
Industry (SIC)
Former names
RURBAN FINANCIAL CORP
SEC CIK
Corporate docs
Subsidiaries
The State Bank and Trust Company • SBFG Title, LLC • SBFG Mortgage, LLC • RFCBC, Inc. • SB Captive, Inc. • Rurban Mortgage Company • SBT Insurance, LLC • Rurbanc Data Services, Inc. • NC Merger Corp. ...
IRS number
341395608
SBFG stock data
Latest filings (excl ownership)
10-Q
2023 Q3
Quarterly report
9 Nov 23
8-K
Third Quarter 2023 Financial Results Conference Call Script
3 Nov 23
8-K
SB Financial Group Announces Third Quarter 2023 Results
2 Nov 23
8-K
SB Financial Group Declares Quarterly Cash Dividend
20 Oct 23
10-Q
2023 Q2
Quarterly report
10 Aug 23
8-K
Second Quarter 2023 Financial Results Conference Call Script
4 Aug 23
8-K
SB Financial Group Announces Second Quarter 2023 Results
1 Aug 23
8-K
SB Financial Group Declares Quarterly Cash Dividend
25 Jul 23
10-Q
2023 Q1
Quarterly report
11 May 23
8-K
SB Financial Group Announces First Quarter 2023 Results
25 Apr 23
Transcripts
SBFG
Earnings call transcript
2023 Q3
31 Oct 23
SBFG
Earnings call transcript
2023 Q2
28 Jul 23
SBFG
Earnings call transcript
2023 Q1
21 Apr 23
SBFG
Earnings call transcript
2022 Q4
27 Jan 23
SBFG
Earnings call transcript
2022 Q3
2 Nov 22
SBFG
Earnings call transcript
2022 Q2
26 Jul 22
SBFG
Earnings call transcript
2022 Q1
30 Apr 22
SBFG
Earnings call transcript
2021 Q4
28 Jan 22
SBFG
Earnings call transcript
2021 Q3
30 Oct 21
SBFG
Earnings call transcript
2021 Q2
27 Jul 21
Latest ownership filings
Financial summary
| Quarter (USD) | Sep 23 | Jun 23 | Mar 23 | Dec 22 | |
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| Change in cash | |||||
| Diluted EPS |
| Annual (USD) | Dec 22 | Dec 21 | Dec 20 | Dec 19 | |
|---|---|---|---|---|---|
| Revenue | |||||
| Cost of revenue | |||||
| Operating income | |||||
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| Change in cash | |||||
| Diluted EPS |
| Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
|---|---|---|---|---|---|---|
| Cash on hand (at last report) | 19.05 mm | 19.05 mm | 19.05 mm | 19.05 mm | 19.05 mm | 19.05 mm |
| Cash burn (monthly) | 648.00 k | 740.42 k | (no burn) | (no burn) | (no burn) | (no burn) |
| Cash used (since last report) | 1.49 mm | 1.71 mm | n/a | n/a | n/a | n/a |
| Cash remaining | 17.56 mm | 17.34 mm | n/a | n/a | n/a | n/a |
| Runway (months of cash) | 27.1 | 23.4 | n/a | n/a | n/a | n/a |
Institutional ownership, Q3 2023
54.1% owned by funds/institutions
| 13F holders | Current |
|---|---|
| Total holders | 38 |
| Opened positions | 3 |
| Closed positions | 3 |
| Increased positions | 10 |
| Reduced positions | 8 |
| 13F shares | Current |
|---|---|
| Total value | 43.29 bn |
| Total shares | 3.68 mm |
| Total puts | 0.00 |
| Total calls | 0.00 |
| Total put/call ratio | – |
| Largest owners | Shares | Value |
|---|---|---|
| Alliancebernstein | 564.03 k | $7.61 bn |
| MFC Manulife Financial | 488.12 k | $8.27 mm |
| Manufacturers Life Insurance Company, The | 485.18 k | $6.66 bn |
| Cutler Capital Management | 400.51 k | $5.41 bn |
| FJ Capital Management | 373.52 k | $5.04 bn |
| Strategic Value Bank Partners | 352.82 k | $4.76 bn |
| TFO USA | 265.71 k | $3.59 bn |
| Dimensional Fund Advisors | 151.76 k | $2.08 bn |
| Vanguard | 101.33 k | $1.37 bn |
| Bridgeway Capital Management | 63.72 k | $874.21 mm |
Recent insider trades
| Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
|---|---|---|---|---|---|---|---|---|---|---|
| 27 Nov 23 | Klein Mark A | COMMON STOCK | Gift | Dispose G | No | No | 0 | 100 | 0.00 | 97,490 |
| 22 May 23 | Timothy J. Stolly | COMMON STOCK | Buy | Acquire P | No | No | 13.53 | 150 | 2.03 k | 13,235 |
| 16 May 23 | Timothy L. Claxton | COMMON STOCK | Buy | Acquire P | Yes | No | 12.5822 | 3,000 | 37.75 k | 4,175 |
| 12 May 23 | Klein Mark A | COMMON STOCK | Buy | Acquire P | No | No | 11.9 | 500 | 5.95 k | 98,090 |
| 9 May 23 | William G Martin | COMMON STOCK | Buy | Acquire P | Yes | No | 12.6783 | 500 | 6.34 k | 10,760 |