Sarah Mekus | Executive Assistant, Corporate Secretary |
Mark Klein | Chairman, President and CEO |
Tony Cosentino | CFO |
Good morning, and welcome to the SB Financial Fourth Quarter 2022 Conference Call and Webcast. I'd like to inform you that this conference call is being recorded, and that all participants are in listen-only mode.
We will begin with remarks by management, and then open the conference up to the investment community for questions and answers.
I'll now turn the conference over to Sarah Mekus with SB Financial. Please go ahead, Sarah.