Karin Daly | Vice President, The Equity Group Inc. |
Kevin Burke | President and Chief Executive Officer |
Jeff Miller | Chief Financial Officer |
Jeff Hay | Chief Underwriting Officer |
Dan DeLamater | Senior Vice President, Field Operations |
Tony Viozzi | Chief Investment Officer |
Good morning and thank you for joining us today. This morning, Donegal Group issued its Fourth Quarter and Full-Year 2022 Earnings Release outlining its results. The release and a supplemental investor presentation are available in the Investor Relations section of Donegal’s website at www.donegalgroup.com. Please be advised that today’s conference was pre-recorded and all participants are in listen-only mode. After management remarks, there will be a question-and-answer session for questions submitted ahead of the call.