Francis Leto | President and Chief Executive Officer |
Michael William Harrington | Executive Vice President and Chief Financial Officer |
Liam Brickley | Senior Vice President and Chief Credit Officer |
Michael Perito | KBW |
Charlie Erlikh | Piper Sandler |
Christopher Marinac | FIG Partners LLC |
Matthew Breese | Stephens Inc |
Erik Zwick | Boenning & Scattergood |
[00:00:05] Good morning, ladies and gentlemen, and welcome to the Moorebank Corporation's third quarter 2020 earnings conference call. All participants will be in the known about should you need assistance placing or accounting specialist by pressing the star key, followed by zero. After today's presentation, there will be an opportunity to ask questions, to ask the question, you are starting one on your touchtone turn to recharge the question, please, press star. Then to please note this event is being recorded.
On the show today, we have Frank Miller, president and chief executive officer, Mike Harrington, chief financial officer, and William Brisley, chief credit officer.