Julia Hornack | Investor Relations |
Tricia Griffith | Chief Executive Officer |
John Sauerland | Chief Financial Officer |
Jonathan Bauer | Chief Investment Officer |
Heather Day | Head of Agency and Sales Distribution |
Dave Pratt | General Manager, Home |
Gary Traicoff | Chief Actuary |
Mike Zaremski | Credit Suisse |
Elyse Greenspan | Wells Fargo Securities |
Michael Phillips | Morgan Stanley |
Yaron Kinar | Goldman Sachs |
Gary Ransom | Dowling & Partners |
Meyer Shields | KBW |
Welcome to The Progressive Corporation's Fourth Quarter Investor Event. The Company will not make detailed comments related to quarterly results in addition to those provided in its annual report on Form 10-K and the letter to shareholders, which have been posted to the Company's website. And we'll use this event to respond to questions after a prepared presentation by the Company.
The event is available via a moderated conference call line and a live webcast with a brief delay. Webcast participants will be able to view the presentation slides live or download them from the webcast site.