Douglas Constantine | executive |
Susan Griffith | executive |
Jian Huang | analyst |
Michael Zaremski | analyst |
Jamminder Bhullar | analyst |
Yaron Kinar | analyst |
Joshua Shanker | analyst |
Charles Peters | analyst |
Patrick Callahan | executive |
David Motemaden | analyst |
Elyse Greenspan | analyst |
Brian Meredith | analyst |
Meyer Shields | analyst |
Tracy Dolin-Benguigui | analyst |
Good morning, and thank you for joining us today for Progressive's Third Quarter Investor Event. I'm Doug Constantine, Director of Investor Relations, and I will be moderator for today's event. The company will not make detailed comments related to its results in addition to those provided in its annual report on Form 10-K, quarterly reports on Form 10-Q and the letter to shareholders, which have been posted to the company's website.
Although our quarterly Investor Relations events often include a presentation on a specific portion of our business, we will instead use the 60 minutes schedule for today's event for introductory comments by our CEO and a question-and-answer session with members of our leadership team. Introductory comments by our CEO were previously recorded. Upon completion of the previously recorded remarks, we'll use the balance of the 60 minutes schedule for this event for live questions and answers with members of our leadership team.