Julia Hornack | Investor Relations |
Tricia Griffith | Chief Executive Officer |
John Sauerland | Chief Financial Officer |
Jonathan Bauer | Chief Investment Officer |
Pat Callahan | Personal Lines President |
Michael Phillips | Morgan Stanley |
Mike Zaremski | Credit Suisse |
Elyse Greenspan | Wells Fargo |
Meyer Shields | KBW |
Brian Meredith | UBS |
Yaron Kinar | Goldman Sachs |
Stephen Mead | Anchor Capital Advisors |
Philip Stefano | Deutsche Bank |
Welcome to The Progressive Corporation's First Quarter Investor Event.
The company will not make detailed comments related to quarterly results in addition to those provided in its annual report on Form 10-Q and the letter to shareholders, which have been posted to the company's Web site. And we'll use this event to respond to questions.
Acting as moderator for the event will be Julia Hornack. At this time, I will turn the event over to Ms.