Doug Constantine | Director, IR |
Tricia Griffith | CEO |
Jim Haas | Business Leader, Personal Lines Telematics |
Cory Fischer | Business Leader, Commercial Lines Product Development |
John Sauerland | CFO |
Michael Zaremski | BMO |
David Motemaden | Evercore ISI |
Alex Scott | Goldman Sachs |
Andrew Kligerman | Credit Suisse |
Elyse Greenspan | Wells Fargo |
Tracy Benguigui | Barclays |
Josh Shanker | Bank of America |
Meyer Shields | KBW |
Paul Newsome | Piper Sandler |
Gregory Peters | Raymond James |
Michael Ward | Citi |
Ryan Tunis | Autonomous |
Good morning, and thank you for joining us today for Progressive’s Fourth Quarter Investor Event. I am Doug Constantine, Director of Investor Relations, and I will be moderator for today’s event.
The Company will not make detailed comments related to its results in addition to those provided in its annual report on Form 10-K, quarterly reports on Form 10-Q and the letter to shareholders, which have been posted to the Company’s website.
This quarter includes a presentation on a specific portion of our business, followed by a question-and-answer session with members of our leadership team. The introductory comments by our CE and the presentation were previously recorded.