Douglas Constantine | Director, IR |
Susan Griffith | President, CEO & Director |
John Sauerland | VP & CFO |
Patrick Callahan | President, Personal Lines |
Jonathan Bauer | CIO |
Michael Zaremski | BMO Capital |
Elyse Greenspan | Wells Fargo Securities |
Brian Meredith | UBS |
Andrew Kligerman | Crédit Suisse |
Jamminder Bhullar | JPMorgan Chase & Co. |
David Motemaden | Evercore ISI |
Tracy Benguigui | Barclays Bank |
Yaron Kinar | Jefferies |
Jon Newsome | Piper Sandler & Co. |
Joshua Shanker | Bank of America Merrill Lynch |
Ryan Tunis | Autonomous Research |
Alexander Scott | Goldman Sachs Group |
Michael Ward | Citigroup |
Good morning, and thank you for joining us today for Progressive's First Quarter Investor Event. I'm Doug Constantine, Director of Investor Relations, and I will be a moderator for today's event.
The company will not make detailed comments related to its results in addition to those provided in its annual report on Form 10-K, quarterly reports on Form 10-Q and a letter to shareholders, which have been posted to the company website.
Although our quarterly Investor Relations events often include a presentation on a specific portion of our business, we will instead use the 60-minute schedule for today's event for introductory comments by our CEO and a question-and-answer session with members of our leadership team.
The introductory comments by our CEO were previously recorded.