Douglas Constantine | Director, IR |
Susan Griffith | President, CEO & Director |
Gary Traicoff | Corporate Actuary |
Jim Curtis | Personal Lines Controller |
Elyse Greenspan | Wells Fargo Securities |
Michael Zaremski | BMO Capital Markets |
Jimmy Bhullar | JPMorgan Chase & Co. |
Tracy Benguigui | Barclays Bank |
Joshua Shanker | Bank of America Merrill Lynch |
Yaron Kinar | Jefferies |
David Motemaden | Evercore ISI |
Ryan Tunis | Autonomous Research |
Charles Peters | Raymond James & Associates |
Taylor Scott | Goldman Sachs Group |
Good morning, and thank you for joining us today for Progressive's Second Quarter Investor Event. I am Doug Constantine, Director of Investor Relations, and I'll be the moderator for today's event. The company will not make detailed comments related to its results in addition to those provided in its annual report on Form 10-K, quarterly reports on Form 10-Q and the letter to shareholders, which have been posted to the company's website.
This quarter includes a presentation on a specific portion of our business followed by a question-and-answer session with members of our leadership team. The introductory comments by our CEO and the presentation were previously recorded.